Segregated Fund Policies

Segregated funds pool money from thousands of investors with a life insurance company, which employs professional investment managers to invest in a variety of individual securities.

Because they’re only available through an insurance policy, segregated fund policies have several features and benefits that make them different from mutual funds.

Capital guarantees – Segregated fund policies protect part or all of your capital investment. Great-West Life offers two types of capital guarantees—death and maturity guarantees.

Estate bypass – When you designate a beneficiary, the value of your segregated fund policies flows directly to your beneficiary, bypassing the estate and potential probate fees.

Annuity payments at maturity – Following the maturity date, you’ll begin receiving annuity payments—unless you choose otherwise.

Creditor protection possibilities – Laws may protect a segregated fund policy in the event of bankruptcy or other action by creditors. It’s important to note that potential creditor protection depends on court decisions, which can be subject to change and can vary for each province. This protection cannot be guaranteed.

When you invest with Great-West Life, you have a wide range of options to choose from. With the help of your financial security advisor, you’ll find the right combination of segregated funds to suit your risk tolerance, investment knowledge, the time you have to invest and your investment objective.

Take a look at a complete list of Great-West Life segregated funds, investment objectives and the investment managers.

• Financial Statements – Statement of Net Assets and Investment [PDF]
• Notes to the Financial Statements [PDF]
• Statement of Investment Portfolio [PDF]
• Supplementary Fund Information [PDF]