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Retirement and Investment Planning

With 4 Group Benefits, you’ll discover a wide range of products and services to help you reach your financial security goals.

Whether it’s saving for your child’s education, planning a vacation, building a nest egg for retirement, investing in a small business or managing your finances during retirement, we can help you create an investment portfolio that’s tailored to your needs.

Solutions That Fit Your Needs We can help match your needs to the investment solution that best meets your needs. Learn more
Segregated Fund Policies
Mutual Funds
Rates and Fund Performance
Solutions Banking
Specialized Investment Solutions
RESPs
RRSPs
RRIFs
Guaranteed Interest
Options & Annuities
Residential Mortgages
Segregated Fund Policies

Segregated fund policies offer a long-term investment with capital guarantees. These guarantees are options within an insurance policy, so assets bypass the estate and potential probate fees, and go directly to your heirs.

Mutual Funds

4 Group Benefits' preferred mutual fund dealer, Quadrus Investment Services Ltd., gives you access to mutual funds—a long-term investment solution.

Solutions Banking

Simple solutions to saving and borrowing.

Specialized Investment Solutions

All investors have unique needs, but some—those who have already accumulated wealth and are searching for ways to preserve it, for instance—might require specialized solutions to suit their situation.

Registered Education Savings Plans (RESPs)

Consider saving for your child or grandchild’s education with an RESP. When you contribute to this type of registered plan, the federal government provides a grant to help you reach your goals faster.

Registered Retirement Savings Plans (RRSPs)

Contributing to an RRSP is still one of the most popular and tax-effective ways of saving for your retirement. Your financial security advisor and investment representative has the tools to help you build a portfolio so that you can meet your retirement goals.

Registered Retirement Income Funds (RRIFs)

You’ve saved for your retirement and now you need an income. 4 Group Benefits provides the options you need for your retirement lifestyle.

Guaranteed Interest Options and Annuities

To help you reach your financial security goals, we offer a wide range of products and services, including secure options such as guaranteed interest options and payout annuities. Guaranteed interest options protect your principal. Payout annuities guarantee your income.

Residential Mortgages

We offer a wide selection of mortgage options to fit your lifestyle and budget.