Disability Insurance

We provide disability coverage that’s designed to help address your needs and protect your ability to earn an income—something that could be jeopardized the second a disability strikes.

• 1 in 3 people, on average, will be disabled for 90 days or longer at least once before age 65.
• The average length of a disability that lasts over 90 days is 2.9 years.

We offer several disability insurance plans for individuals. Whether you are a professional, business owner or employee, your financial security advisor can tailor a plan to meet your needs. Each of these plans includes standard features and optional benefits.

Our disability needs calculator can help you see how much money you may need to meet your expenses if you’re disabled and can’t work.

As a business owner, you want to protect both your independence and profitability. We offer several types of insurance for business owners to reimburse certain business expenses, help facilitate a buy-sell agreement or help hire a replacement for a disabled employee. Each of these plans includes standard features and optional benefits.

Our business expense calculator can help you determine your business expenses.